PayMaya Partners With Allowing Users to Invest in Retail Treasury Bonds

PayMaya has partnered with investment platform to allow PayMaya users to invest in Retail Treasury Bonds. The partnership means to democratize access to government RTBs to those who do not yet have bank accounts. is a new online investment platform powered by the Philippine Digital Asset Exchange (PDAX) that will now allow small individual investors to invest in the government’s next Retail Treasury Bond (RTB) offering.

The Bureau of Treasury  has allowed to offer its newly-issued five-year bonds due 2025 to individual investors. Interested investors can invest in amounts as low as PHP 5,000 up to an aggregate of PHP 500,000.

According to the announcement from PayMaya, the Bureau of the Treasury is targeting to raise PHP 30 billion from its five-year RTBs to be offered from July 16 to August 7 and to be settled on August 12.

National Treasurer Rosalia De Leon said in a press statement:

“We have always envisioned to provide Filipinos with affordable and secure investment instruments where they can invest and at the same time aid the government in raising funds especially at this time. So we opened up our next Retail Treasury Bond offering to an online platform like Bonds.Ph that allows investors to use e-wallets like PayMaya to invest in RTBs. Opening up various online channels that allows Filipinos to invest will ensure a wider participation from individual investors, particularly for this offering.”

PayMaya account holders can easily add funds to their accounts using their PayMaya-registered mobile numbers.

  1. Go to the Cash In section of the app and select Pay with PayMaya. A minimal fee of P5.00 per transaction will apply.
  2. Choose the amount you want to cash in, then complete the payment process after receiving the payment details in your email.
  3. Once your account has been funded, choose the bond offering you want to invest in, review the transaction details, and click “Buy”
  4. The subscription will have an “Awaiting Subscription” status until the final allocation is completed. All orders are considered final upon placement and can no longer be cancelled.

Users can check the status of their investment by clicking the “My Orders” button in the app. Users may also choose to withdraw the proceeds from their account straight to their PayMaya account (with a minimal fee of PHP 5 for every cash out transaction).

People can easily download the PayMaya app through the following link: and register for an account using only their mobile number.